Holiday Shopping Should Be SCARY, Warns Expert

Released on = November 28, 2006, 9:22 am

Press Release Author = Diana Ratliff

Industry = Small Business

Press Release Summary = The following SCARY strategies will ensure an affordable,
virtually stress-free shopping season, according to the author of "The Insider\'s
Guide to Shopping Online".




Press Release Body = COLUMBIA, MO November 27, 2006 - Shopping for holiday gifts can
be a frightening, nerve-wracking ordeal, but a SCARY experience is precisely what
you need, according to online shopping expert Diana Ratliff.

Ratliff, the author of \"The Insider\'s Guide to Shopping Online\"
(http://www.InsidersGuideToShoppingOnline.com
), suggests the following strategies
to ensure that the remainder of your shopping season is affordable and stress-free.
Well, almost.

S: Spending Plan.
Determine how much you have to spend, who you\'ll spend it on, and an approximate
budget for each person. Be sure to include money for holiday travel, packaging,
decorating, clothing and postage in your total. Even if you\'ve already bought some
of your gifts, budget the remainder of your funds.

C: Comparison Shop.
Allow time to shop for the best price, especially on popular or high-ticket gifts
such as electronics or toys. Price differences can be substantial. To compare
prices at dozens of stores in mere minutes, use online comparison shopping sites
such as PriceGrabber.com or NexTag.com. And don\'t forget eBay!

A: Adopt an Attitude.
Remind yourself that you\'re in charge and that you\'re not going to fall for clever
sales tactics, impulse purchases, or media pressure to buy something you don\'t need.
Just say no. Besides, if there\'s enough money left, you can splurge on something
for yourself.

R: Real Money.
Whenever possible, bring \"real money\" to the store instead of plastic. You\'ll spend
less (as much as 60% less, according to the Consumer Federation of America) because
you\'re more emotionally attached to the bills in your wallet. It\'s less painful to
use credit cards because it doesn\'t feel like you\'re really spending money.

Y: "Y" You Celebrate.
Remember the reason for the season. It\'s not about guilt, and you can\'t put a
dollar value on \"Thank you\" or \"I love you.\" So why try? This year, resolve to
make the holiday big on meaning rather than on spending.

"The Insider\'s Guide to Shopping Online" retails for $27.00 and is available for
immediate download at Ratliff\'s website,
http://www.InsidersGuideToShoppingOnline.com
. Also available is a free email
course on \"Savvy Online Shopping.\"


Web Site = http://www.InsidersGuideToShoppingOnline.

Contact Details = CONTACT: Diana Ratliff at 573.234.6666
801 S Johnmeyer Lane, Columbia, MO 65203
dratliff@insidersguidetoshoppingonline.com

http://www.InsidersGuideToShoppingOnline.com

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